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Tel: 01902 572340 Email: contactus@wccul.co.uk

Loans Applying for a loan
New Members or Members that only have savings with us:

If you’re not yet a member with WCCU, you'll need to complete two forms:


If you already have a savings account and you want to apply for a loan, you only need to complete the loan application form.

You can print these forms off and fill them in, or you can visit our office and collect the forms there. Alternatively, give us a call on 01902 572340 and we'll post a pack to you.

You'll need to provide some documents to go with your application forms. We need to see:

  • your last three months' bank statements
  • your last three months' payslips if you're working
  • your benefit letters if you're receiving benefits




Once we have received all your documents, the application usually takes 48 hours to be assessed. We'll send you a letter in the post to let you know the decision.

Existing Members that have had loans before:

You can apply online. If you'd rather apply in person, print off and complete a Loan Application Form or collect one from one of our branches.

You'll need to provide some documents to go with your application. We'll need to see:

  • your last month's bank statement
  • your last month's payslip if you're working
  • proof of your address, e.g. recent utility bill or council tax letter
Once we have received your documents, the application usually takes 48 hours to be assessed. We'll give you a call or send a text to let you know the decision.

We now offer instant top ups for existing customers between 10.00am and 3.00pm each day. For more information, click here.




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  • Wolverhampton City Credit Union
  • Tel: 01902 572340
  • Email: contactus@wccul.co.uk