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Tel: 01902 572340 Email: contactus@wccul.co.uk

NewsStruggling to get a bank loan? We’re here to help
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16-May-2017
Struggling to get a bank loan? We’re here to help


Does this sound like you?

You don’t have a perfect credit history. You might have missed or been late with some repayments in the past. Maybe you've changed jobs or addresses quite often? You might have some debt already. You might even have a County Court Judgement (CCJ). You’ve probably struggled to get a loan from a high street bank. And now you don’t know which way to turn. You might even be tempted to take out a high interest payday or doorstep loan and risk getting into problem debt.

Before you do, find out how Wolverhampton City Credit Union could help.

We’re here to help everyone, but especially people who struggle to get loans from high street banks.

  • So when you apply for a loan from us:
  • Be open and honest about your credit history. We will check it out, but we don’t ‘credit score’ you (we treat you like an individual) and we won't judge you
  • We won't necessarily turn you down for a loan if your credit history isn't great. But we will want to make sure you can keep up with the loan repayments, which is why we ask to see your most recent bank statements
  • We might suggest you take out a smaller loan if it's clear you would struggle to make the repayments. Alternatively, we would encourage you to save a little each week for a period of up to 12 weeks. If you manage to do this, you will have proved to us and yourself that you could keep up with loan repayments.

Over the years, we’ve helped thousands of our members to take better control of their finances. So even if your credit history isn’t perfect, give us a call on 01902 572340 for an initial chat or to request an application form. You can also apply for a loan online.

We’re here to help.


Find Us here:
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  • Wolverhampton City Credit Union
  • Tel: 01902 572340
  • Email: contactus@wccul.co.uk